Client Relationships Why Choose Us About Our Firm Contact Us Information for P&G Retirees Retiring Between 55 & 59 1/2 Follow Us |

| What Does Your Retirement Look Like? |
| PAYNE FINANCIAL MANAGEMENT, L.L.C. |
| (A Registered Investment Advisory Firm) |
| Retirement Guidance For People Who Want A Straightforward, Transparent & Client Focused Relationship |
| Serving Clients Across the United States Since 1999 |
| © 2012 Payne Financial Management, L.L.C. |
| (770) 989-7019 Telephone |
| (800) 257-0254 Toll Free |
| Get To Know Us |
| To Learn How We Can Help You Achieve A Successful Retirement Please Call Us At (800) 257-0254 |
| Or, Submit Your Information, and We Will Be Happy to Mail to You Our Special "Retire For Life" Package. Don't Worry, No Sales. |